The Altus Times (Altus, Okla.), Vol. 113, No. 95, Ed. 1 Thursday, October 11, 2012 Page: 7 of 10
This newspaper is part of the collection entitled: Altus Times-Democrat and was provided to The Gateway to Oklahoma History by the Oklahoma Historical Society.
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THURSDAY, OCTOBER 11,2012
Altus Times • 7
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Officers attending from the Altus chapter were: Carson Vinyard, president; Whitley Kay, vice-
president: Tyler Carpenter, secretary: Ben Schulz, treasurer; Madison Briscoe, reporter; Cade
Childers, sentinel, and advisers Bruce Farqhuar and J.C. Stafford. Two state officers are also
shown, seated far left is Kelsie Williams, southwest district vice president; and seated far right
is Kaylen Baker, state reporter.
Officers attending from the Duke chapter were: Karisma Sears, historian; Colby Cusher, presi
dent: Madison Gilliam, vice president; Rylee Combs, secretary; Bethany Edmonds, treasurer; Fa
lyn Bales, reporter; Marshal Cox, sentinel; Wade Heldermon, advisor; Tommy Johns, chaplin; Dil
Ion Houska, partimentarian; and Dakota Clark, asst, reporter. Two state officers are also shown,
seated far left is Kelsie Williams, southwest district vice president; and seated far right is Kaylen
Baker, state reporter
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Officers attending from the Navajo chapter were: Katelynn Shumaker, president Kriston Shu-
maker, vice president; Kallle Sager, secretary; Dylan Pryor, treasurer; Kennady Nance, reporter,
Isaac Tisdel, sentinel; and Scot McCombs, adviser. Two state officers are also shown, seated far
lift is Kelsie Williams, southwest district vice president and seated far right is Kaylen Baker,
state reporter.
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Local FFA chapter recently participated speaker for the conference. Brecheen, state 1
in the 2012 Oklahoma FFA Chapter Officer FFA president in 1998, is a state senator rep-
Leadership Training Conference held at the resenting more than 7,500 constituents in
Great Plains Technology Center in Lawton. southwest Oklahoma. He is an accomplished
The eight state FFA officers planned and horseman and motivational speaker,
conducted this year’s conference based on “Zig Ziglar once said, ‘What you get by
the theme, "One Drop Makes A Riple." The achieving your goals is not as important
six elected officers from each of the 64 high as what you become by achieving your
school FFA chapters located in the southwest goals.’ That is the wisdom we hope to
district attended leadership training designed impart upon our chapter officer teams," j
to help them better understand the impor- said Brandon Baumgarten,current state |
tance of setting and achieving great team FFA president. “We want to encourage 1
goals at the local, state and national levels. chapter officers to set and achieve great |
Josh Brecheen, Coalgate, was the keynote goals this school year."
US Treasury increases Small
Business Lending Fund
WASHINGTON - The U.S. gram have increased lending to business owners faced dispro-
Department of the Treasury to- small businesses by $6.7 billion portionate challenges, including
day released a report showing over the baseline and by $1.5 bil- difficulty accessing capital,
that Oklahoma banks receiving lion over the prior quarter. The SBLF helps small busi-
capital through the Small Busi- "Today’s report is further nesses meet this challenge by
ness Lending Fund (SBLF) indication that the Administra- providing capital to commu-
continue to increase their small lion’s Small Business Lending nity banks that hold under $10
business lending, in total by Fund is continuing to help cre- billion in assets. The dividend
$379.9 million over their base- ate an environment in which rate a community bank pays on
lines. The SBLF, established entrepreneurial small busi- SBLF funding is reduced as that
as part of the Small Business nesses can succeed and excel" bank increases its lending to
Jobs Act that President Obama said Deputy Secretary of the small businesses - providing a
signed into law in 2010, en- Treasury Neal Wolin. “Banks strong incentive for new'lending
courages community banks to in the SBLF program continue to small businesses so they can
increase their lending to small to show large increases in the expand and create jobs,
businesses, helping those com- lending available for small busi- The SBLF is one part of the
panics expand their operations nesses to grow, create jobs, and Obama Administration's com-
and create new jobs. Treasury support families in communities prehensive agenda to help small
investee! more than $4.0 billion across the country." businesses access the capital
in 332 institutions through the Small businesses play a criti- they need to invest and hire.
SBLF. Collectively, these institu- cal role in the U.S. economy Treasury also administers the
tions operate in over 3,000 loca- and are central to growth and State Small Business Credit Ini-
tions across 48 states job creation. Small businesses tiative (SSBCI), which allocates
This Use of Funds report employ roughly one-half of all $1.5 billion to state programs
comes shortly after the first an- Americans and account for designed to leverage private
niversary of the Small Business about 60 percent of gross job financing to spur $15 billion in
Lending Fund. To date, institu- creation. In the aftermath of the new lending to small businesses
tions participating in the pro- recession and credit crisis, small and small manufacturers.
What you may not know about Social Security
OKLAHOMA CITY - More than 55 at http://www.socialsecurity.gov/pubs/ Make inform d decisions to $1,320. That means you may need to
d Americans receive Social Secu- ageincrease.htm. about your retirement date do some thinking about the advantages
nehits, and about one-quarter of re- . . Once you confirm when you qualify and disadvantages of taking a smaller
sole idep on Social Security as their Consider your credits for benefits, you should give some amount sooner or holding out for more
sole sour I of income. Social Security c Not all workers automatically receive thought to whether that's actually the later. Considerations may include your
payments clearly are essential to many Social Security benefits when they reach best time for you to begin receiving employment situation, your family
people, ich is why it's so important full retirement age. When Social Secu- them. You may kn that you can begin needs and your current health.
to understand what to expect from your rity taxes are deducted from your pay, taking Social Security retirement ben- Estimate your benefits using the Re-
own benefits. The Oklahoma Society of you receive credits that add up over time efits as early as age 62, but t hey will be tirement Estimator at www.SocialSecuri-
CPAS (OSCPA) explains some key points to qualify you for benefits. Those born lower than the full benefit you'll receive ty.gov. You can incorporate that estimate
ou e program, in 1929 or later need a minimum of 40 if you keep working to full retirement with your best guess on how much money
Know whan . credits and 10 years of work to qualify, age. At the same time, you will receive you’ll need monthly and get an idea of
Many neonle net you If you stop and start working at differ- a higher benefit if you continue work- how much money you’ll need to save for
at WHIP you may be aware that the age ent times in your life, your credits will ing at least until age 70- As in example retirement using the OSCPA's retirement
Secur tv you will qualify for full Social continue to accumulate. In addition, the on the Social Security Administration calculator at http://www.oscpa.com/Con-
creepity retirement benefits has been higher your earnings over time, the great- site illustrates, the differences in what tent/legacy/consumer/calculators.aspx.
seeping up from the traditional 65 er the benefit you will receive (until you you receive can be significant. Iman
whose born between 1943 and 1954 must reachthe benefit maximum). As a result, ine that you qualify to rec ■ ve $1,000 Sign up for Medicare by 65
to qualify and those born in if you stopped working for long periods a month if you retire at full retirement No matter when you start receiving
or later must be - with incremen- or if your earnings were relatively low at age at 66. If you retire at age 62 instead, Social Security benefits, it’s important
A reases for years in between. So, various points in your career, it may be in there will be a permanent reduction in to sign up for Medicare three months be-
the bat, it’s important to know your interest to work longer-either full your benefit to $750 a month. If you de- fore you turn 65, even if you plan to keep
exa vy WE en you qualify for full bene- or part time in order to pump up your lay retirement until age 70, on the other working. If you do not, you may face de-
u can nd your full retirement age total lifetime earnings. hand, you’re monthly benefit will jump lays in or higher costs for coverage.
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Bush, Michael. The Altus Times (Altus, Okla.), Vol. 113, No. 95, Ed. 1 Thursday, October 11, 2012, newspaper, October 11, 2012; Altus, Oklahoma. (https://gateway.okhistory.org/ark:/67531/metadc2184768/m1/7/?q=%22~1%22~1: accessed July 17, 2024), The Gateway to Oklahoma History, https://gateway.okhistory.org; crediting Oklahoma Historical Society.