The Oklahoma Workman (Guthrie, Okla.), Vol. 10, No. 18, Ed. 1 Thursday, February 2, 1905 Page: 2 of 8
eight pages : ill. ; page 20 x 13 in. Digitized from 35 mm. microfilm.View a full description of this newspaper.
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THE OKLAHOMA WORKMAN.
Concerning the A. 0. U. W.
The Ancient Urdex- ol United Work-
men is a fraternal, charitable, benefi-
cial ana bt nevolent Society or Order,
organized for the promotion of the
weliare, social and fraternal, of its
members and the protection of those
dependent upon iliem.
The following are declared to be
the oujects of said society and the
Constitution and (i n< rat Laws adopt-
ed for the transaction 01 its business,
and lor tne government ol its mem-
bers in their relations to each other
as such and to said society. This
Constitution and these General Laws
together constitute the ' Laws ol the
Order. •
OBJ ECTS.
To ipite while male persons re-
gardless ol nationality, political pref-
erences or denominational destinction,
into a Fraternal Brotherhood, the
members of which recognize and be-
lieve in the existence ol a Supreme
Being, the Creator and Preserver of
the Universe.
To embrace and r.ive equal consid-
eration to all classes and kinds of
labor, "mental and physical; to en-
deavor to improve the moral, intel-
lectual and social conditions of the
members, and by wholesome precepts
and fraternal admonitions to inspire
a due appreciation of the realities
and responsibilities.
To hold li i tures, read essays, dis-
cuss all new inventions and improve-
ments, encourayu research in art,
science and literature, and when prac-
ticable, to establish and maintain
libraries for the improvement 01 the
members.
To create funds in aid of the mem-
bers during sickness or other disa-
bility, and generally to care for the
living and bury the dead.
To pledge the members to the pay-
ment of a stipulated sum to such
beneficiary as a deceased member may
have designated, while living, under
such restrictions and upon such con-
ditions as the Laws of the Order may
prescribe.
BENEFICIARY FUND.
The> beneficiary fund is tiie fund
from which death benefits are paid.
The beneficiary fund is collected and
disbursed in each jurisdiction, the pay-
ments are more quickly made, and the
danger of loss, through official defalca-
tion, is much li s4 than if the fund was
collected and disbursed through a cen-
tral office.
GUARANTY FUND.
The guaranty fund is an exclusively
fraternal feature and was incorporated
into the plan of the A. O. U. W. under
a different name, as the result of the
yellow fever epidemic of 1878. It3
main purpose has always been to pro-
tect the Order from disaster, in times
of epidemics, by guaranteeing that
the maximum annual cost, to each
member, in every jurisdiction, shall
not exceed twelve monthly payments.
Its extended mission, under the new
plan, is to protect the old members
of the Order from an excessive cost,
prohibitory to them, through the fra-
ternal contributions o! the younger
members. No portion of this fund is
ever paid by a member of 55 years of
age or over.
SOME HISTORICAL FACTS.
Thirty-Five Years Old.
The Ancient Order of United Work-
men was founded in Meadville, Pa.,
by John Jordan Upchurch, on the 27th
day of October, is08, for the purpose
of giving financial protection to the
families of its members at death and
uniting the members together in a
fraternal brotherhood.
Assessment Rate.
Ages $1,000 $2,000
18 to 24 $ .60 $1.20
25 to 29. 65 1.30
30 to 34 70 1.45
35 to 39 85 1.65
40 to 44 1.00 2.00
45 to 49 1.31 2.60
50 to 54 1.80 3.55
55 and over 1.80 3.55
It is practi itily a home institution.
The monev for leath losses is col-
lected by officers in each state or juris-
diction and paid out by them as soon
as collected. No state is the poorer at
the end of the year because of busi-
ness transacted by it.
SOME GENERAL FACTS.
ITS MISSION.
To aid the members in sickness and
distress; to unite them in bonds of
fraternal fellowship; to pay to the
widows and orphans of its deceased
members a sum not exceeding two
thousand dollars.
ITS PRINCIPLES.
Belief in a Supreme Being.
Preservation of the home circle.
Education and elevation of mankind.
No interference in politics and re-
ligion.
Equal rights and equal protection
to all.
Co-operation the basis of all its
business transactions.
Fraternal fellowship the bond of
union and guaranty of permanence.
II u PLAN.
Simple and effective.
Practical and economical.
Co-operative and scientific.
Based upon self-government.
Operated through the lodge system.
Combining business principles and
fraternal strength.
certificate (if any), is fixed by the
laws of the several Grand Lodges;
Each applicant is required to pay the
amount of one monthly payment as
a part of the admission fees.
THE SELECTION OF MEMBERS.
Is as nearly perfect as possible. A
strict medical examination; the recom-
mendation of two members; investi-
gation of each applicant's moral and
physical charter by an investigation
committee, and a secret ballot in the
lodge to which application is made, are
all necessary before membership can
be obtained. The A. O. U. W. admits
none but those who are morally and
physically sound, and it uses all pos-
sible means to prevent imposition and
fraud.
SOME REASONS FOR JOINING THE
A. O. U. W.
Fraternal Reasons.
It. is based on fraternai principles.
It is a great fraternal brotherhood.
It not only preaches fraternity but
practices it.
Its members have equal fraternal
advantages everywhere.
JUDGE E. G. SPILLMAN,
Member of Kingfisher Lodge No. 2.
Recognizing and applying the facts
of sectional morality.
Guarding its members from exces-
sive epidemical cost.
The most perfect plan in operation
in any fraternal beneficiary society.
QUALIFICATIONS FOR MEMBER-
SHIP.
A white male.
Full of age 18 and under 45 years
of age.
Not an habitual drunkard.
Not engaged in the sale by retail
of intoxicating liquors as a beverage.
Not engaged in the other prohibited
occupations.
Of good moral character.
Able and competent to earn a liveli-
hood for himself and family.
A believer in a Supreme B°ing, the
Creator and Preserver of the universe.
AGE LIMIT.
Those over forty-five years are in-
eligible to admission. The A. O. U. W.
is a young man's Order and bars its
doors to those who have passed the
prime of physical life.
COST OF ADMISSION.
The initiation fees are prescribed 'iy
the by-laws of each subordinate lodge.
The fee to be paid for beneficiary
A FEW QUESTIONS.
Is there anyone dependent upon you?
Have you provided for them in case
of death?
Do you not think you ought to pro-
vide lor their support?
Do you realize that everything is
uncertain in this world but death?
Have you noticed that rich men of-
ten meet with reverses and die poor?
Do you not know of some estates
that when settled left tittle or nothing
lor the widow and orphans?
Do you understand that money due
lrom the A. O. U. W. is not liable for
the debts of the deceased members?
Up to August 1, 1904, there had been
paid out of the beneficiary fund to the
widows and orphans $140,i0o,UiS.89
saying nothing of the vast sums that
have been paid for the relief of needy-
Brothers.
fn Ukiahouia during the 12 years of
our existence there lias been paid out
of the Beneficiary fund to the widows
and orphans the sum of $296,093.04, up
to August 1, 1904. Not a bad showing.
Solves Many Problems.
It has an influence, often great, up-
on the affairs of every man who pos-
sesses it.
It sometimes renders assistance to
the holder during his lifetime and
always renders assistance to his fam-
ily after his death. Some of the prob-
lems that it clears are;
That it makes existence and saving
less critical, because men, as a rule,
after providing for living expenses,
have very little to save.
it accomplishes large protection up-
on small accumulations.
It is like paying house rent or buy-
ing provisions; a necessary expendi-
ture—only—that the result produced is
of a lasting and not a temporary
benefit.
Enables recognition of an undisput-
ed duty.
It is the bridge of security over
which a family must pass to those
new conditions that will- surround it
following the death of the bread-win-
ner and shows that the husband and
father was ever mindful of the happi-
ness and comfort of those he loved.
It does what individuals singly never
could do.
No individual could contract to pay
your family the sum called for in your
certificate when you die, because it
might prove a losing venture. But
because of the large number of mem-
bers maintain such agreements, the
A. 0. U. W. is safe in making such a
promise. The outcome is sure and
the co-operation of 400,000 members in
the A. O. U. W. makes its plans unsur-
passed in financial strength.-Cal. A. O.
U. W.
It will give you fraternal benefits
that are valuable to you.
PRUDENTIAL REASONS.
It is not an experiment.
It is an unepualed success.
It has made co-operative protection
possible.
It will protect your family at the
lowest possible cost.
It will give you this protection upon
terms that are to your advantage.
GENERAL REASONS.
It benefits its members mentally and
morally.
It lessens poverty, crime and taxa-
tion in the community.
It does not take advantage of tech-
nicalities in paying its death claims.
It combines with moderate cost the
essential features of stability and per-
manence.
Its management is conservative, pro-
gressive, economical and reliable.
Its members have a common purpose
they are interested in its success, they
control its mamagement, they have
made it what it is, they will welcome
you a member.
Don't you thing you ought to join
the A. O. U. W.
Nearing its Finish.
The question is often asked in Iowa
and in our travels over the country as
to the condition of the seceding fac-
tion of the Order; in otner words, the
Order known as the Iowa Workmen,
with headquarters at Waterloo. Dur-
ing March they filed with the State
Auditor, as did every Order of this
kind in Iowa, their annual statement
for the year ending January 1, last.
We find they had 1,137 members at
that date. During 1902 they admitted
no new members, but lost, one way or
another, 301, leaving the above num-
ber as survivors. On January 1, 1902,
they had 42 unpaid losses on hand.
During the year they had 67 more,
making a total of 109, ana during the
year they paid 94 with $80,794.24, jr
an average of $859.51, leaving 15 un-
paid and still due January 1, last,
which are scheduled to receive $10,-
758.60, or an average of $717.24. Their
general fund collections for the year
were $4,712.20, of which $1,500 was
paid the grand recorder as salary and
$600 to the grand master workman.
These are figures of interest, and teach
a lesson of what rebellion to Supreme
law means. It is unfair and discour-
teous to rejoice over the failure of
one who has done you wrong, and yet
there is a lot of interest in the fore-
going statement to the men who were
in the thick of that big fight in days
gone by.—Lone Loyal Workman.
\
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Clardy, B. J. The Oklahoma Workman (Guthrie, Okla.), Vol. 10, No. 18, Ed. 1 Thursday, February 2, 1905, newspaper, February 2, 1905; Guthrie, Oklahoma. (https://gateway.okhistory.org/ark:/67531/metadc274337/m1/2/?q=%22Places%20-%20United%20States%20-%20Oklahoma%20-%20Logan%20County%22: accessed May 5, 2024), The Gateway to Oklahoma History, https://gateway.okhistory.org; crediting Oklahoma Historical Society.