Farmers' Champion (Elgin, Okla.), Vol. 6, No. 47, Ed. 1, Wednesday, August 16, 1916 Page: 2 of 4
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THE ELGIN FAKMERS CHAMPION.
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The Federal Farm Loan Act
Synopsis of Its Salient Features Prepared
by H. M. Hanson Secretary-Treasurer Farm
Mortgage Bankers' Association of America
FEDERAL HARM LOAN ACT
Paued by tht House ef Representa.
tivt and the United States Sen.
att June 27 and 28 1916
Respectively.
Igned by the President July 17 1915.
S. Provides for a federal land bank
system In the continental United Stales
(exclusive of Alaska) dividing the
country Into twelve land bank districts
totnposed of whole states.
8. The system Is operate as a bu-
reau of the United states treasury de-
partment and supervised by the fed-
eral farm loan board. The secretary
f the treasury Is ex-offlcio chairman
f tbe board with four other tnetnbers
appointed by the president for eight
years at an annual salary of JICK'O.
One member Is designated farm loan
commissioner and is the active execu-
tive oClcer.
3 Appointees ef Board: (a) Farm
loan registrar for ruin land bank dis-
trict and
(b) One or more land appraisers for
each land bank district. Salaries paid
by federal land bank or Joint stock
land bank for which they act.
(c) Lund bank examiner; salaried
paid by tbe United .States.
(d) Attorneys experts assistants
nd othr employees to be paid by the
United States.
17. Power ef the Board: (a) To
organize and charter federal land
banks Joint stock land banks and na-
tional farm loan associations.
(b) To retlew and alter the rate of
Interest to be charged by federal land
banks for loans.
(c) To approte or reject any or all
loans for bond Issue and to grant or
refuse any ieclflc Issue of farm loan
bonds of federal land banks and Joint
stock land banks.
(d) To regulate charges for ap-
praisal examining titles and record-
ing. (e) To appraise land securing mort-
gages for bord Issue.
(f) To exercise general supervisory
authority over the federul land banks
fa nil loan associations and Joint stock
land banks.
30. Th- farm loan comralIoner
ahall examine the laws of every state
and If on examination the Iowa of any
slat' are ahonn to afford InsuRlclent
protection to holders Ita mortgages
ahall be declared Ineligible under this
act during the contl.-. 'unce of the laws
In question.
32. The secretary of the treasury Is
authorized to deposit United States
funds In federal land banks at current
government rate of Interest the ag-
gregate of such funds not to exceed
10.000000 at any one time.
FEDERAL FARM LOAN BANKS
ORQANIZATION.
fii-ctlon 4. One til ench land bnnk
district Rrunches permitted within
Ita district. OMi-era: President vice
president secretury and treasurer; di-
rectum; six representatives of farm
loan association and three represent-
ing the public Interest. Attorneys as-
sistants experts und other employ w.
All salaries llxed hy farm louti bonrd
and paid by bank. Subject to semian-
nual examinations by lurid bunk exutu-
Iner. CAPITAL STOCK.
Kec. r. J7&0.000. May he owned by
Individuals llriiis corporations und the
United States and state governments.
Si-c 6. Shares jr each.
Sec. 0. All Mock remaining unsule
acrlbcd 30 duys lifter subscription
books nre opened shall be 8iibrribed
by the United States and thereafter
only the United Slatei government und
borrowem may acquire shares of stock.
Sec. 5. United States government
not to participate In dividends. All
other stockholders share dividends
equally
Kec. 6. The original capital stock
shnll be gradually retired after the
tci k held by farm lnah associations
shall amount to $7.V)ikio.
Kec. 6. Not less tlian 0 per cent
of rapltnl shall be Invented In United
rltutcn government bonds.
POWERS.
Sec. 13. To buy first fnrrn mort-
gages within Its district and to issue
und sell farm loan bonds.
Sec. 13. Ho receive from form loan
associations Interest and amortization
payments on mortgages and farm loun
bonds.
Sec. 13. To acquire and dispose of
real and personal property necessary
for the convenient transaction of bu.
nessj and lend tuken In satisfaction of
debts or purchased under Judgments
decrees or mortgages held by It Shull
Mot hold title exceeding five years.
Bee. 13. To accept deposits of se-
niitlea or enrrent funds from member
association but pay no Interest there-
CD. Bee. 13. To borrow money on se-
rurlty and pay Interest thereon.
Bee. 13. To buy and sell United
Statea bonds.
Bee. 13. To appraise lands for bond
Iratte and In charge applicants and bor-
rowers the cost of land appraisal x
aminintf titles recording and other le-
gal ' id fee- to be puld In cuih
!
or be r-ad part of lrn and paid In
arD'rf.za on payment.
Sec 14 To a"erf m'nigice only
from fann l"sn associations and ap-
proved agen's
See 1-4 To aeeept dej-vsf f Tjr-
rnt funds onlj from Its stnrkboldTs
Her C To become nnaar.al scents
of UnltH States government aud de-
pository of public money PuoUe de-
jrfjslta cannot b lnvied In mort-
gages or farm ln bonds.
See. 18 To dpolt Its rnr1ties
and current funds subject to check
with any member bank of tbe f-deral
reserve system and to retv Interest
thereon.
BONDS.
fc. 20 Issaed Id fries o! WCO
or more in denominations of 125. HO
JKO J.vnod JK'O.
Sec 20 Jlay bear a maxlmata rate
of l per ent Interest per annum.
Sec 19 Mortgagee end United
States government bonds equal In
amount to the farts loan bond la4
are retained a eollateral iturlty by
the land bank registrar.
Sec. 14 The outstanding farm loan
bonds shall not exceed 20 times tbe
capital and surplus.
Sec. 21 Shall be guaranteed by
bank of lue and all other federal land
bank.
Sec 17 No lwu Is authorized
without the approval of the farm loan
board.
Sec. 22. Substitution of mortgages
and United States government bonds
held as collateral to farm loan bonds Is
t-erraltted.
TAXATION.
Sec 20. The capital stock sur-
plus mortgages and farm loan bonds
and all Income derived therefrom are
exempt from federal state municipal
and local taxation.
Sec. 2C Heal property taken and
held under the provisions of sections
11 and 13 Is not tax exempt.
AGENTS.
Sec. 1.'. Inroriorated banks trust
companies mortgage companies or
chartered savings institution may act
as agents for federal land banks If no
farm loan association has been formed
In a given locality after one year.
Sec 15. Ilorrowers securing loans
through agents are required to sub-
scribe 0 per cent of the loan to the
capital of the federal land bank.
Sec IS Agents are entitled to a
commission of one-half of 1 per cent
Imt annum on unpaid principal of each
loan they negotiate and tbe bank shall
pay agent for actual expenses for ap-
praising land examining titles exe
cuting ond recording the mortgage pa-
pers whbh shall be added to the face
of the loan.
Sec. IS. Agents shall Indorse and
become liable for the payment of the
loans they negotiate and the nggre.
gate unpaid principal of such loans
shall not exceed ten times the ugent's
capital and surplus.
i'l'C. IS Agents are required to
moke good nil default within 30 dnys
after notice.
Sec. 1ft. All collections made shall
be remitted without charge.
SPECIAL PROVISIONS.
Sec. 22. Amortization mid other
payments constitute a trust fund to be
Invested us follow:
(a) To pay off maturing farm loan
bond Issues.
(h) To piirrtinse farm loan bonds.
(c) To lend on first farm mortgages
within the district.
(d) To buy United States govern-
ment bonds.
Sec. 23. Heerve and dividends: No
limit Is placed on dividend distributions
after n reserve account has been bultt
tip from earnings equal to 20 per cent
tf the cnpltnl stock and ofter 5 per
cent of the net earnings annually
thereafter are added to the reserve ac-
count. Sec. 23 Iteserve funds to be Invent-
ed as prescribed by the federal funn
loan bonrd.
Sec. 27. Pnnn lonn bonds nre lawful
Investments for fiduciary and trust
funds and security for all public de-
IKtslts Sec. 27. Federal reserve bank may
buy nml sell farm loan bnmR
Sec. 21). I'rnvlslon Is made for dls-
dilution and the nj.pnlntmcnt of a re-
ceiver. Cec. 14. No commission or chnrge
not specifically authorized In this act
shall be demanded or received.
NATIONAL FARM LOAN ASSOCI-
ATIONS ORQANIZATION.
8ectlon 7. Ten fann owners desir-
ing loans aggregating $20000 or more
may form such an nsiioclutlon.
Hee. 7. Its affairs nre administered
by Ave directors including president
vice president and a lonn committee of
three serving without compensation
and by a secretary treasurer with sal-
ary fixed hy the form loan board and
paid by the association.
CAPITAL STOCK.
Sec. 8. Shares JS cuch; (0) carry-
ing double liability; (8) may be owned
only by borrow em who are required to
subscribe 0 per cent of their loan in
he caj"a! rr4 of tbe a -' H'-i
hlr-h to nre jt-rr.'-r ts esat
-;'.unt of t'.txt la tht feAenl land
nt
S-e g. Shares are pd for ta
'' 'P the i mount may b- add! tbe
'- of tb loan axl rt-tir4 ta mrit-
Lstlon payments at par In vcb c
'be fac of tb kan shall IKK eie-r4
be ;o p. ceat 4 SO prt Uaa-
tutioo. Set. 7. A5iDt aa hre aaiy
b leed for operatlag ipe-ri If
fundi are Dot otbt.rwW arzUaMe.
POWERS.
Set. io. T afraJ taod far taart-
rage tbrovgti Its tf.au coauauttre f
tbree.
S. 11. To Itelorse sad become
liable foe tbe mortgages f iu tbare-
boldr. S. 11. To rcHve a ad deliver tbe
ptwee4s of loan to borrow erv.
S. 11. To acstaire and dt"t of
profwrty nry for tbe ctrnvenieat
tranaacttoa of lu balae.-
Sec. 11. To Ue certiacite" of de-
f4t for not ;oar tban eae year aad
to pay 4 per cent latere: tbereoe.
coot era bl iato farm loan bnods at the
federal UbmJ bask of Its district.
Sec. 7. To receive and tranc3lt to
lh federal land baak paraeots ef la-
tere!: and principal tad amoniutloa
payments.
LOANS.
Se. 12. Loeas hatl be ecared by
first mortgages oe lend wltbia lu land
hank UtrtcL
SectJon 12. To ma from i to 40
years with aa M-tlaatioa and wltb ad-
ditional optional prepayments after
five yearx.
ec. 12. Interest co len ball not
exceed 8 T CeOt r UBt" JO OO the
unpaid priadpaL
See. 12. Ilorrower fball pay S
per cent lmple Interest on d-faulted
twymentv
Se. 12. lans may be made for the
following purr.oes and for no other
under penalty :
(a) To parchae land for agricul-
tural puiroes.
(b) To purchase equipment fertil-
iser and live ;ock for the operation of
the mortgaged farm.
(c) To provide buildings and for the
Improvement of farai lands.
(d) To pay debts existing at time of
organization of the first national farm
loan association within the county.
Sec. 12. Maximum loan $10000;
minimum loan J Id.
Sec. '2. No loan shall eiceed 50 per
cent i the value of the land mortgaged
and 20 per cent of the permanent In-
sured Improvements.
Sec. 12. No loans shall be made to
any ierson who Is not at the time or
shortly to become engaged In the culti-
vation of the farm mortgaged.
Note. All applications for loans
originate with the national farm loan
associations or agents and all loans am
made and closed by the federal land
banks. This does not apply to Joint
stock land bunks.
TAXATION.
See. 20. Same as applies to federal
land banks.
SPECIAL PROVISIONS
t
Sec. 0. Aoclntlons may retain ns
coininlvdon one-eighth of 1 per cent
semiannually from Interest payments
on the unpaid principal of loans.
Sec. 0. Aoclntlons may borrow
from federal land banks at 0 per cent
annual Interest up to one-fourth of Its
totMl stockholdings In said bunk.
Sec. 24. Ke.Mrves and dividends:
No limit is placed on dividend distri-
butions ufter the reserve mcntiut. built
up from net earnings equal 20 per
tent of the capital stock nnd after 2
per cent of the net earnings annually
thereafter ure udded to the reserve ac-
count. Sec 2S. Defaults must be made
good within 30 days after notice.
Sec. 20. l'rovlslon Is mude for dis-
solution und the appointment of a re-
ceiver. JOINT STOCK LAND BANKS
ORGANIZATION.
Section 10. A private corporation
subject to the requirements tinder this
act which may be formed bj ten or
more persons with n bourd of director
of live or more.
Sec. 10. Mny operate within the
state lu which Its principal olllce Is lo-
cated and within .some one cantlugu-
csis stiile.
Sec. 2S Subject to semiannual ex-
aminations by the federal luud bank
examiner.
CAPITAL STOCK.
Sec. 10. J2.W.OH) minimum.
Sec. 10. Double liability of share-
holders. Sec 10. The United States govern-
ment rhull own none of the shares of
stock.
Sec. 10. No farm lonn bonds can be
Issued until the capital stock Is fully
paid although the bnnk mny l'-cln
business when one-tinlf of the cf.iiiul
Is subscribed nnd paid lu cash.
POWERS.
Sec. 10. To lend money on fnrm
mortgage security.
Sec. 10. To Issue aud sell farm loan
bonds.
Sec. 10. To Issue fnrm loun bonds
up to in times the amount of Its capi-
tal nnd surplus.
Sec. 10. Except aa otherwise pro-
vided It bus the powers of and Is sub-
ject to the restrictions Imposed on
federal lund bunks.
PRIVILEQE8.
Sec. 10. Mny lend more than $10.0)0
to any one borrower but not be) ond
bO per cent of the value of the lund
und 20 per cent of the permanent In
siirml Improvements.
See. Id. Louua art not restricted to
te r-Tvrs pref1Vl for natvr. J
'e-t i.a siloes.
$e 1. Loa taty t-e osde to
fa"a owner regmUeM of wbether en-car-"
In caltlv-t.eo ef tbe Und taert-
fares! or aot.
Se. 1. 'teret oa kas jjull not
exrt-rd more than 1 per CrnL the la-
teret rate ejtb::e4 for Its last series
f twoX nor more tban 6 per cent la
aay cxr.
Sc 1& OiaaaWoat or other
ekarges not fp-rttciily lethorlied by
lkl act ibxli do: t-e deraiaded or re-
BONDS.
. X Itnetf in "cries et eiaO"0
or mere ta desomtaiUtms of tzi IT-0
JKO. $'') end JIO'X
Set 20. May bear aaxl-aua rate of
i per cent tia'.erest per nnnm.
Sec. 14 lk.ad sball be so engrived
i to be reae..y distlamishaMe froa
federal lind bank bonds.
SC- 19. Mortgages and Cnlted
States gove-jment boads e3U&l In
aaaonnt to tbe tana loaa beads .sned
are rett'ned as collatertl security by
tbe land bank registrar.
Set 17. No l.ue U authorized with
out tb approval of tht farm loan
board.
tee. 27. Federal reserve banks are
aatborlzed to bey and sell tbe boadj of
Joint stock lansl banks.
Sec. 22. Substitution or mortgages
and United States gover aent boads
beld a collateral to farm loan bonds Is
r-rmltted.
Sec. 27. lt bonds are lawful Invest-
ments for fiduciary and trut funds
and severity for all public deposits.
TAXATION.
See. 26. Tbe capital stock surplus
and earnings are subject to the taxing
powers of tbe ste.
Sec. 24 Its mortgages tiecuted en-
der tht- act and lu farm loan bonds
and all income derived thereirota ar
exempt froca federal state and tacaJc-
tpal tad local taxation.
tec 28. Heal property takea and
held under tfie provisions of sections
11 end 13 is aot tax exempt.
SPECIAL PROVISIONS.
Sec C Joint stock land banks ar
made public depositories and financial
agents of the United States govern-
ment. Sec. C Public deposits cannot be la-
vested In farm mortgages or in farm
loan bonds.
Sec. 10. Hales of Interest for loans
under 0 per cent are not subject to
review or alteration by the farm loan
board.
Sec. 13. Shall receive no deposits
except public depoMts.
Sec 22. Amortization and other
payments constitute a trust fund to bt
Invested as follows:
(u) To pay off Its maturing furra
loan bonds.
(b) To purchase farm loan bonds.
(c) To lend n first mortgages with-
in Its prescribed field.
(d) To purchase United States gov-
ernment bonds.
Sec 23. Reserve and dividends pro-
vided for as In the case of federal land
bunks.
Sec. ISt. Provision Is made for dis-
solution and the appointment of a receiver.
THIS DEALER HAD REAL TACT
Stout and Thin Customers Use Special
Mirrors In Wearing Apparel
Ettabllihment.
i
A dealer In wearing nppnrel noticing
that his stout customers and his very
thin customers often were sensitive as
to their figures Instnllcd two full
length mirrors .. special design says
Popular Mechanics magazine. One ai
slightly concave and the other sllg'uly
convex. When a stout customer tried
on n suit Mie wns led to the concave
mirror for self-Inspection nnd was able
to see her figure as It would appear
with Its measurements reduced. When
a thin person came In to try on clothes
she whs taken to the convex mirror
where the opposite effect wus pro-
duced. Only Moistened His Lips.
Omer Scildder a Columbus real es
tnte and Insurance agent told some of
the other business men who have of-
fices In the Hussett building that he
was hot. They agreed that they were
Just us hot us he was.
"I call eat sill the Ice cream you
fellows ure willing to buy" Scudder
declared.
The others made up 00 cents nnd
sent out for a half gullon of cream
They had n notion that Scudder would
cat about a quart after which they
would divide the remaining quart
among themselves. Scudder surround-
ed the entire half gallon of Ice cream
smacked his lips and asked them
whether they were not going to get
him enough Ice cream for a real taste.
The business men looked at ench oth-
er smiled sickly and returned to their
places of business. lndlunapolli
New s.
The Three Philosophers.
Tor the llrst lime In their lives
thren genuine simon-pure philos-
ophers went out riding In a motor car.
After they hed ridden about twenty
miles out In the country the car broke
down. Said the first philosopher: "I
have long wanted to study cer'aln as-
pects of nature and thlf affords m
the particular prospect I most ad-
mire." Snld the second philosophers
"I observe there Is a fnnnhouse over
there where food can doubtless be ob-
tained In stifllclent quantities." Sold
the third philosopher: "I have long
wnnted to be. In a situation where
without moving sustenance would N
brought to me by one friend whlls
the other discoursed on the beauties
of nature." Life.
DAIRYING IS A READY
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Bull It Half of Herd In Breeding for Dairy Cows It Is Important to Have
a Good Male He Represents Half of Value of the Herd From a Breed-
Ing Standpoint
(By M PURVIS ?
Dairying is a confining business to
be sure. It ecqulres dully attention
end the work must be done with reg-'
ylarlty each duty requiring attention
at practically the Mime hour w.-ek
fcfter week rain or shine. Suudu)
J'ourth of July and Thanksgiving.
It Is this everlasting routine that
prevents a great many from taking up
dairying as a regular part of the furm
svork. It is the mertcnn dlstuste for
being bound dowi and hedged In that
J-'p! the dairy part of our funn work
very much In the background.
Norwithi-tanding tills undesirable
phatf of dairying. It bus some advan-
tage which producing grain huj or
live ttock for market have not.
It is a busllievs on which the opera-
tor Is able to count without much
danger ef having his plans mlscurrv
oo account of wet or dry weather
trly or late frosts or uu.v other of the
things which so often mar the pro-
jects of the most careful husbandman.
With a little forethought the dairy-
nan ma) be ns free from worry ubout
the weather as any other man living.
Blow high or blow low the cows come
home and the consuming public I-
rctjy to take all the buttee that Is
produced or the creamery or cheese
factory Is waiting to weigh in the milk
nnd distribute checks every month.
This Is another advantage. The live
stock breeder must wait two three or
flve years fo- his cattle to gut In
i-hape for market the swine breeder
gets his mone) only once a year and
the sheepman Is likely to have his
profits knocked away by tariff ngltH-
tlon on n big crop of wool In Australia
or n sudden panic among the "preda-
tory wealthy."
Umpires may full nnd nations dlap-
TURNING UNDER COVER CROP
Sometimes Advisable to Follow Prac-
tice Early on Account of Soil Be-
ing In Good Condition.
It Is sometimes udv lHble to turn
under n cover crop curlier on account
of the soil being In good condition
whereus If put off for n fen day or
u week dry weather uilit prevent tUe
work being done us It should be. I
When the land i to be planted to cot- !
ton It w 111 be necessary to turn the I
cover crop under earlier rogardle-. of
the htnge of growth. This will ullnvv '
n few days for the land to settle and i
to be gotten In proper condition for a
good seed bed. The plow should be
followed closely with the harrow to
pulverize the soil before the wind nnd
sunshine dries It out. Unless the soil
Is full of moisture or there nre pros-
pects of an early rain It I best to
run a roller over the land to firm tl
which will aid In holding the moW
ture. The roller should aluajs be
followed with the weeder or light
smoothing harrow to mulch the top
soil.
DAIRY COW USED AS MARKET
Animal Will Pay High Price for Home-
Grown Feeds Farmer Permitted
to Improve Land.
That the profit from selling mill;
butter and cream Is not the chief
profit In keeping dairy cuttle Is point-
ed out hy n gentleman of wltlu experi-
ence In the South. There Is much
greuter protlt In selling home-grow n
feed to the cow than In selling on u
poor market. Oat and vetch hay corn
stover slIiiKe cow pea buy nnd sor-
ghum enn be grown nt n very low cost
and are among the best feed for the
dnlry cow. If the cow- I n good one
she will pay full market price for the
hay and the fnrmer will not have to
bnle or haul to mnrket. Keep records
charge the hay to the cows and weed
( out those that do not pay. Cheap milk
cannot tie mnue unies ine iiiriiii'r
grows his own feed. Selling the cow-home-grown
feeds not only makes
cheap milk but permits the farmer to
Improve his land by having larpr
quantities manure. lti'nnd l'lirmer.
KEEP THE CHICKS SEPARATE
Do Not Allow Young Fowls to Run
Where They Are Likely to Pick
Up Disease Germs.
Do not allow young chicks to run
tvhere older chicks or fowlR have been
or to go In the coops nnd houses of the
older chicks and fowls because they
nre llkvly to get disease germs from
such places which while they mny not
uTect the older ones may Immediately
cause trouble for the younger one.
- MONEY BUSINESS
pepr until the map of Kurope look
like a western lundsenpe after a cy-
clone but people must have milk but-
ter and chwse nnd the price gets u
little better every enr. No dairyman
need worry about the result of the
election for Republicans Democrat
nnd Socialists nllke need the products
of the dairy or they will not feel that
thev are getting what Is coming to
them.
The money from the dairy come
weekly or at longest monthly and It
Is a cash denl nil the time. The prices
vary with the enon a little but they
run n line that take the fnme up
and down curves year nftor year.
Many dairymen are trying to llnil
the method which will allow them
to keep the largest number of caws
on n given acreage. A much better
object nould be sought If they wen
to try to s'.ure the largest possible
number of cows which will produ-e
n pound of butter every day for ten
months of every year of their activi-
ties. I'arm dairying l"n't the poorest
business In the world by n good many
long marks but American farmer
show it disposition to let the foreign
emigrant take the business and mnki
the money which shows that Ameri-
can farmers are not nlwnys nwnke to
the most profitable part of fanning.
Money every week and the furm
getting richer every yenr ought to be
an attractive propo-ltlon. We ought
to have more farm dairies and fewer
worn-out fnrm
The dairyman who Hoes not et n
high murk and test hi cow regu-
larly and s.vstemntlcally will alvvny
curry In the herd utm cows which art
kept at a Io to reduce the nvorage
of the herd. f
AVOID CHANCE OF INFECTION
Not Advisable for Farmer to Put
Money Into Hogs That Have Not
Been Previously Immunized.
(Hy XV V Hlft't Ml I-nsrtment ef Vet
eri!iFr MsM m OkIiIu-u A ard St
CVIIege Stillwater)
It will nut be necessary to vaccinate
hogs In order to Insure them ngnitit
any possibility of Infection from an
Immune breeding niilmul thnt jou
nlslit vvant to bring on your place.
Ilreedlng herds thut nre Immunized
are usuully treated 'about weaning
time' or. In other woids when they
are about two or three months old.
The possibility of transferring infec-
tion from the Immunized process ex-.
tends over u period of three or four
week. After that you uui snfely say
that Immune breeding animals are free
from Infection as u result of their
treatment so. It jou purclmso a breed-
ing iiulmnl six months or u year old.
It would be u safe proposition with-
out extra precaution.
Immunization Is becoming so com
moil and thoroughly priictleiil that I
would not for a minute advise any
man to put money Into purebred
hogs for breeding purpose tlmt nave
not been previously immunized.
EARLY HARVESTING OF OATS
Cutting Early Solves Problem of Dis-
posing of Late Maturing Crops
Aid to Clover.
Unrly harvesting of oats for lmy Is
the unusual practice suggested by the
fnrm crops department at Iowa state
college as solving the problem of dis-
posing of this crop.
As a nurse crop for clover or other
legumes the gieat objection Is Its Into
iniiturltj. If outs are cut for liny when
the grnln Is In the milk stage and
properly cured the liny secured Is re-
garded by mail) as nearly equal to red
clover
Huiiovp the oats two or three week
earlier than usual thus exposlne the
joung clover plants at u time when
the In-lit of the sun Is .8 PeTlro.
'I hi practice also leaves r m.
ture In the soil in lie used lu producing
h slig growth of clover.
MANY CATTLE-DIPPING VATS
Five Hundred and Forty Constructed
In Alabama Durlno March
341)71 Cattle Treated.
I'lve bundled nml fully uw cltM
dipping viitH were built Aliibiiiim
.lining ihu month of .Man-h. making a
tolnl In the state nf 221s. l( tu
nine routine in uM. systematic
eimlliiitlmi Is now lu progiess :i I WT1
nil Hi. vveli. dipped an eivptloiiall
huge iiiiiuhei for s.i curly In tho year.
mam .
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Wettengel & Sons. Farmers' Champion (Elgin, Okla.), Vol. 6, No. 47, Ed. 1, Wednesday, August 16, 1916, newspaper, August 16, 1916; Elgin, Oklahoma. (https://gateway.okhistory.org/ark:/67531/metadc69673/m1/2/: accessed April 23, 2024), The Gateway to Oklahoma History, https://gateway.okhistory.org; crediting Oklahoma Historical Society.