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THE POET TOVSON MEWS ! A BANK REFLECTS -THE LIFE ABOUT IT News Ads loans and Investments on Which Condition of a Bank D spends Determined by the Kind of Business Surrounding It Get Results Now You're-Telllng-Me I Have-Been-Telling-You That-There-Is-No-Comparison Between Tydol Triple X GASOLINE And the regular Grades Try a Tank and be -Convenced-More Miles with a Smoother Motor- Tydol - Triple X Gasoline-Carries An Over Head Lubrication Chas Drew Distributor POLITICAL and popular mlsappre-brnr-luns toward banking are due to Ilttlo else than (allure to realize that It Is what the people themselves do that the condition o( banking reflects and that banking cannot ot Itself reflect events and conditions other than those that actually originate from surround- ing circumstances Krancls H Sisson President of the American Bankers As- sociation says In sn article In Forum Magazine The character of an institution’s notes and investments indicates whether It is In the farm regions a manufacturing center a mercantile neighborhood or a great financial dis- trict he says and furthermore besides identifying tho Institution as to Its locality a study of Its notes will equal- ly clearly Indicate the economl' condi- tions surrounding it “If a farm district bank's note his tory shows that its loans rise and fall with the normal cycle of production and marketing of the products of the region It may h- taken as an Index of economic good hjllh for ths In-a'lty' he says “Rut If over a period the loan volume shows a dwindling trend It may mean a region that Is losing ground -becoming exhausted or being robbed of business by another community Or if a large proportion ot the loans are not paid at maturity but are chronically re newed or if stock) or bonds 01 real estate have to be taken as additional security these too have economic sig- nificances reflecting perhaps crop fall ures over-production or IneDciem high cost farming methods In a highly "We’ve Caotured Buffalo Bill w Mrs BaHklt" "Mrs Bartlett? This Is Sergeant OTlaherty Mo item hoadquartars Wo've just captured Buffalo BUI yea ma 'mi about four yours old blue ayes turly hair ha Ml headed toast to hill Injuns " In measuring the worth of yocr td phone don’t overlook incoming c£j Have a message of vital importance to you In measuring the worth of telephone service con- sider the importance of incoming calls as well as the ones you make An employer may wish to notify an unemployed member of your family that a job is open it may be the druggist sayfajg that he now has the dye you wanted a friend who will be unable to meet ygn at the time and plaee agreed upon Incoming calls alons often justify the fewoeje a day that your telephone costs lOIITHWEtlllN till k T 1 1 P H O Ml COMPAMT competitive national or world markei such as w'irat Inevitably all the--facts are reflected in tbs condition e’ the local barbs f We The Undersigned Donate The Amount I Following Our Names On Premium Bale of Cotton Crescent Garage 60c Crescent Oi! Co 50c J W Taylor SOc C P Keil 25c i Ft Towson News 25c ! J W Teeters 25c G W Hall $100 J M Loven 25c Et Towson Drug Co $200 J M May 25c : W A Hall & Co $150 B Foster 50c Paul Mentzcl 25c Geo Roberts $100 Frog Clav 25c Wooten Gro $1 00 City Banka Too "It the loans of a bank in a manufac- turing or merchandising field show a smoothly running coordination with production and distribution they too mirror a healthy economle situation Or there may be here also signs that reflect growing unfavorable conditions such aa exoeaslve lean renewals over- enthusiasm and therefore ever-ezpan-sloa at credit extended to makers or dealers in particular products and sim- ilar clrcumatancaa 8!mllar conditions apply to banka engaged in financing the actlvltlee of the securities markets “The foregoing U merely suggestive of the infinite aspects of the life out wardly surrounding the banks which form and control their internal condi- tions Although these facta seem obvi- ous enough the discussions and criti- cisms that have raged about the banks often appear to set them apart aa some how separate from the lives of our peo- ple casting forth a malignant influ- ence upon agriculture industry and trade from force generated wholly within themselves “The truth of tbe matter is that the fate of the banks i Inseparably inter- woven with tbe fata of tbe rest or tbe people and of the ration Wbat hap- pened to tbe country happened to the banks and wbat happened to the banks is in no way different or detached from what happened to the people They are all part of the same pattern of tbe same continuous stream of events No one element in that stream can be cal'ed the cause of business depression “If tbe banks caused trouble to some of our people It was because they were Irresistibly forced to pass oo troubles that came to them from other people These troubles Impaired tbe valuea of tbelr securities and customers’ notes — and rendered some unable in turn to pay back to other customers their de- posits that had been properly used to create these loans and Investments Unless these truths are kept continual- ly In mind there Is no such thing as approaching an understanding of tbe banking problem or of properly safe- guarding tbe very heavy stake of the public In that problem“ R W: Cromwell 25c Tape 25c C M Wilson 25c H R Wynn $250 also gined bale free Railroad Legialation Jk RECENT state legislative bill pro- ““ vlded that a track man carrying a bell by day and a lantern by nlgbt sbonld lead all railroad train across grade crossings that conductors must smile when answering questions that it would be a misdemeanor to serve eggs more than one day old on pullnmn cars that train be required to stop at any time when flagged by bltcli-blkcrk and that trains crossing rivers wider than twenty-five feet be equipped with lifeboats and life preservers Till one did not pass
