A
- V :
- TO LOAN DIKING 1916 ON MIAMI PROPERTY -
i
What Is Usury?
WE HAVE
Text of the new law governing interest
rates and loans in Oklahoma '
A $ room house 5 blocks from Main street
for sale on monthly payments
A 4 room house on North Vine Street for
sale on monthly payments
A 4 room house corner Quincy and Neosho
for sale on easy payments
A good 7 room house with
Einsel
Everything in Insurance
IT’S A BEAR
THE
BTJICK SIX
MOCCASINVtLLE ITEMS
Tim Grigg is working for Mr Nelis
Sparlin
Grandma Hedges is feeling some bet-
ter after a severe attack with her heart
last week where it became necessary
to summons relatives her condition
was so alarming
Bill Hampton and family are spend-
ing a few days at Commerce with his
mother ’ 1
Little Loretta daughter of Mr and
Mrs ' J L Prine died suddenly last
Wed morning at 3 o clock being sick
only a few hours cause of death not
not learned up to date
Death came without warning no one
present with the family when death
larjaii Said
IN ORDER TO REDUCE MY STOCK AND RAISE
some necessary funds on account of my protracted
illness to enable me to go to a more salubrious climate I
have decided to offer to my many good patrons
FOR EACH FIVE DOLLARS PURCHASE THE CHOICE
OF ANY ARTICLE IN MY LARGE AND WELL SE-
LECTED STOCK of Enamel Galvanized or Tinware and
for each $1000 purchase an additional premium of your
choice of a fine China Bowl and Pitcher or' Set of Plates or
Set of Cups and Saucers
In addition I am offering all my goods at
greatly reduced prices as follows:
1-4 lb Mixed Teas
reduced from 20c
t 15c
2-1 0c cans KC or Cal-4 C p
luu
umet Baking Powder
Two 25c cans K C or
Calumet Baking 0rn
Powder OJ)0
Two 5c packages of Ca
Soda 0(J
Oleomargarine 15c 20c 25c
Fresh bulk Mince 4 Op
Meat per pound fjf
Tyco Flour 25 lbs
sacks
Morning Glory flour1
25 lbs sack
Morning Glory tf4 rfl
flour 50 lbs sackiD ( J 1)
3 bars silk soap 0c
3 bar Snow-flake soap 0c
25c jar picked Onions 20c
3 White Fish ---IOC
7 cans Milk 25c
Gallon peaches choiee35c
Gal blackberries’or iTp
gooseberries 7 J
1
BUXTON
basement modern steam heat— part cash and balance to sslt
Good Residence and Business
All on Easy Payments
Insurance Agency
came execpt Cecil Trigg who had been
asked to go for a doctor Mr Prine
had bean to the store to phone for a
docter after incessaut trials to call a
doctor he asked Cecil to go for one but
when they arrived at Mr Prine home
the mother met them with tfie sad
news that no doctor was needed that
her baby was dying Little Loretta
was 4 years old she was a very bright
child' one who every body admidbnt
is gone to a better world the family
have the sympathy of the entire com-
mnnity Further particulars next week
Mr and Mrs Tern Woolard of Ottawa
side spent the day last Sunday at the
home of Town Addington
Ed Graham and family went to Sen-
eca first of the week
Frank Trigg and wifewent to Miami
last Saturday visited his brother and
wife E A Trigg of that place also
attended church Saturday night at the
tabernacle And what do you think
they have a pool room right back of the
choir' a smaI room with a pool or Bap-
stry in it and we saw one person bap-
tised therein last Saturday night ‘ It
was a beautifnl sight
' Miss Eva Wolton of Jackson Prarie
California Table Peaches
1 doz gallon Calif 4
Peaches
Gal apricots choice 35c
Mary Jane Sorghum 101b
can 40c
5 lb cans 20c 21b cans 3
for 250
3 large cans salmon 25c
2 large cans tomatoes 25c
3 small canstomafoes 25c
2 large cans milk 5c
2 cans sugar corn- I5c
Fresh bulk rolled oats
6 lbs 25c
Good grade coffee 5c
3 cuts Horseshoe and
Star tobacco 25c
3 cans Tuxedo Prince
Albert or Velvet —25c
3 large cans pork and
beans 25c
Red Label syrup 101b 45c
“ “ “ 5 lb 25c
Blue “ “5 lb 20c
Blue “ “ 10 lb40c
Meal per sack20c & 40c
PHONE 374
A 5 room house for sale located on corner
of River and Warner Sts— terms if you wish
Combined Assets of Companies in Our
and Miss Ada Blue Jacket of Shanee
were trading in Moccasinville last
Monday
Mr and Mrs Albro went to Seneca
Monday last
Mr and Mra Thad Snider were Sen-
eca visitoas last Tuesday
Pink Housman of Ottawa passed
tbaough Mocoasinville last flonday
John Moore is working at Miami this
week helping Rev Weathers build a
house for V A Burton "of Ottawa
in the Tvdings Addition
Lou Graham and family spent the
day last Sunday with his brother Fred
Graham near Modock " "
Mrs Hannabohn’s brother of Miami
is visiting this place for a few days
Em Hedges and son of Anderson Mo
cane down last Saturday to visit his
mother brother and sister
Mr and Mrs Wilson and Daughter
Violetwentto Senecalast Friday Miss
Violet is taking music lessens at that
place and goes every two weeks
Cecil Trigg went to Ottawa last
Monday -
Mr Bouse and family went to Seneca
last Friday'
Bit and Sum Green went to 'Seneca
last Monday after a load of new farm-
ing tools f
The party at Bit Green’s last Wed-
nesday night was well attended ail
refort a fine time '
Mrs Canady is on the Bick lisk
TRABER ITEMS
The dance at Traber Monday night
would have been a success it George
Hendeison had not disappointed the
crowd by not coming after he had
promised to come and furnish the mu-
sic Gaines Brs of Narclssa are going
to help the neighborhood in grading
the loads as they have ordarel a trac-
tion eni ’ e to pull tbe gr lo: and
are looking for U to arrive any time
W W Warringi-u was in the coun-
ty seat Thursday still looking after
the highway road affairs
John Barger and wife made a flying
trip to Vinita Tuesday
Bob Sample and family visited his
parents Jake Sample of near Hudson
Creek Sunday
Mutt Harrison is now working at
Miami in the mines
Pete Stultz of Chelsea was here
trying to get some oil leases but bad
poor success
Bab Skaggs has a very sick baby
caused from a relapse of the measles
John Barger’s baby fell from the
stairsteps in the barn on a cement
floor and hurt his head and shoulder
but it is hoped that he is not hurt in
ternally
Why Constipation Injure
The bowels are naturally sewerage
systems of the body When they be-
come obstructed by constipation a part
of the poisonous matter which they
should carry off Is absorbed into the
system making you feel duU and stu-
pid and interfering with the digestion
and assimilation of food This condl
tlon is quickly relieved by Chamber-
lain’s Tablets Obtainable every-
where C A Greenings and Mrs J( W
Standefer were married Saturday by
Justice Speer and are now at home at
the old Standefer home on River street
First published in Miami Record-Herald Apri
21 1916 6t 1
NOTICE
State of Oklahoma 1 In District Court
County of Ottawa f
In Re
Applieatlon for dissolution of
THEIOTTAWA BRIDGE COMPANY
a corporation No 14M
Pursuant to an order of the District Court
of the Twenty-Third Judicial District of the
State of Oklahoma sitting In and for the County
of Ottawa issued on the 19 day ot April 1916
notice ie hereby given that a petition hae been
filed in said court preying for n judgment of dis-
solution of The OTTAWA BRIDGE COMPANY
a corporation organised end existing under the
lews of the State of Oklahoma and that said pe-
tition will be heard at the October 1916 term of
this Court
Dated this 19th day of April 1916
ATTEST Geo C Brown
Court Clerk
(Seal) By W J Fahneman Deputy
Horace B Duraut A tty for Petitioner
yon at 7 per cent Interest
Lots
Office is Over $666000000
ITEMS OF LOCAL INTEREST
CALL FOR POLAR BEAR FLOUR tf
Mrs L D James was a Joplin visit-
or Wednesday
Miss Gladys Forrester went to Joplin
Wednesday to visit her sister
Oscar LaFalier and wife and daugh-
ter Mary were in Joplin Wednesday
The school boys and teachers are
buey now working on the ' ball park
getting everything in readiness fer the
track meet in this city April 29th
Pa
lead
A ' ’
or
Ready
to
Wear
at
McBRIAN
SMITH
i
8ENATE BILL NO 8
(By Committee on Banka and Banking)
A BILL ENTITLED: "AN ACT RELAT-
ING TO THE LENDING OF MONEY
AMENDING SECTION J005 OF THE
REVISED LAWS OF OKLAHOMA
1910 PROVIDING PENALTIES FOR
THE VIOLATION OF THE INTEREST
laws of the state and dent-
ing THE JURISDICTION OF THE
COURTS TO ENFORCE USURIOUS
CONTRACTS IN CERTAIN CASES
PROVIDING FOR REPORTS TO THE
BANK COMMISSIONER BT STATE
BANKS CONCERNING RATES OF IN
TEREBT AND FIXING THE PROCED-
URE FOR THE CANCELLATION OF
THE CHARTERS OF SUCH BANKS
VIOLATING THE INTEREST LAWS
OF THE STATE’
Fagged by the Extraordinary Session of
the Fifth Legislature -
Be It Enacted by the People of the State
of Oklahoma:
Section 1 Section 1006 of the Revlaed
Law a of Oklahoma 1910 Is hereby amend-
ed to read as follows: - 1
“The taking receiving reserving or
charging a greater rate of interest than
is provided by the preceding sections
shall be deemed a forfeiture of twice the
amount of interest a hich the note bill or
other evidence of debt carries with it or
which has been agreed to be paid thereon
In case a greater rate of interest hag been
paid the person by whom It has been
paid his legal representatives may re-
cover from the person firm or corporation
taking or receiving the same In an action
In the nature of an action of debt twice
the amount of the entire interest paid
provided that such action shall be
brought within two years after the matur-
ity of such usurious contract provided
further that when any suit Is brought
upon any note bill or other evidence of
Indebtedness or to foreclose any mortgage
or lien given to secure such Indebtedness
when a greater rate of interest has been
collected reserved charged or received
than Is provided for In this Act the de-
fendant or hls legal representative may
plead as a set-off or counter-claim in said
action twice the amount of the entire in-
terest collected reserved charged or re-
ceived in said transaction or in all such
transactions between the same parties"
Sec 2 Any contract for the loan of
money where the rate of interest taken
received reserved or charged is greater
than the rate as declared In Section 1004
of the Revised Laws of Oklahoma 1910
may be liquidated in the following man-
ner: On the date such contract falls due
or at any time before suit for the col-
lection thereof is instituted the payer
his agent attorney or legal representa-
tive may tender to the holder thereof the
exact amount of money received from the
lender less the amount of the entire In-
terest charged received reserved or col-
lected thereon said tender to be In writ-
ing and the payee of said contract Is
hereby given twenty-four hours there-
after to accept or reject such offer and
such acceptance or rejection shall be in
writing and the acceptance or rejection
thereof shall constitute and be a full and
complete satisfaction of such Indebted-
ness If no such tender as heretofore
provided has been made and suit is in-
stituted in a court of competent jurisdic-
tion for the collection thereof the payor
his agent attorney or legal representa-
tive may at or before the time he Is re-
quired to plead deposit in the court the
exact sum of money received on said con-
tract less the eaxet amount of the entire
Interest taken received reserved or
charged and the cost incurred and if the
same be not accepted the court or jury
shall make a finding thereon and the
judgment against saul plaintiff shall be
rendered on said finding holding such
contract and debt satisfied by reason of
Such tender if sucli is found to have
been made and for coat and on such
finding the said deposit shall be returned
to said defendant ’Provided this section
shall not be construed to prevent the
debtor from bringing hls action on cross
petition or in an original suit to reoover
twice the amount of interest charged or
The Educational Referendum
Senate Joint ReRsolution or Bill No
AN ACT OR JOINT RESOLUTION TO
SUBMIT TO THE PEOPLE OF THE
STATE AT A SPECIAL ELECTION
TO BE HELD FOR THAT PURPOSE
ON THE FIRST TUESDAY IN AU-
GUST 1916 AN AMENDMENT TO
ARTICLE 3 OF THE CONSTITU-
TION AND TO BE DESIGNATED AS
SECTION S-A OF ARTICLE 3 OF
THE CONSTITUTION OF THIS STATE
RELATING TO THE QUALIFICA-
TIONS OF ELECTORS AND PRE-
SCRIBING THE PROCEDURE' FOR
AND INCIDENTAL TO THE SUBMIS-
SION OF SAID PROPOSED AMEND-
MENT TO THE PEOPLE OF THIS
STATE FOR APPROVAL OR REJEC-
TION AND DECLARING AN EMER-
GENCY Passed by the Extraordinary Session of
the Fifth Legislature
Be It Enacted by the People of the State
of Oklahoma:
Section 1 That the following amend-
ment to article 3 of the Constitution of
the State of Oklahoma to be designated
M section 8-a of article 3 of the Con-
Ititution of the State of Oklahoma is
gereby proposed and to be submitted to
the people of the State of Oklahoma for
Eheir approval or rejection as herein-
tfter set forth viz: Amend said article
1 by adding an additional section to be
Known as section S-A of article 8 of the
Constitution of the State of Oklahoma
u follows:
"See t-A No property qualification
(hall ever be imposed as a requisite for
egistratlon or voting In this State and
iny other qualification for registration or
toting which may hereafter be prescribed
)y the Legislature or the people of this
State shall conform to the Constitution
if i the United States and the amend-
ments thereto and the right of no cltl-
en of this State to vote shall ever be
denied or abridged on account of race
color or previous condition of servitude
"No person shall be registered as an
elector of this State or be allowed to
vote or be eligible to hold office under
the Constitution and laws of this State
unless he be able to read and write any
section of the Constitution of the State
of Oklahoma but no person who prior to
the adoption of this provision served in
the land or naval forces of the United
States or In the war with Mexico or on
either side in any war with the Indian
tribes located within the United States
or on either side in the Cli tl War or in
the National Guard or militia of any -State
or Territory of the United States or In
the land or naval forces of any foreign
nation and all lawful descendants of any
such person and of those that served on
the side of the Colonies In the American
Revolution and in the land or naval
forces of the United States in the War
of 1812 or any person prevented bv phys-
ical disability from complying with such
tost shall be oenied the right to register
and vote because of hls inability to so
read and write any section of such Con-
stitution rreelnct election Inspectois
or other officers having In charge the
reglHtiatloh ot electors shall eniorce the
ptovislons of this section nt the time of
roglstiatlon piolded registration be re-
qulied Should registration be dispensed
with the piovisions of this section shell
in onfnieed iv the preoinct election of-
rccis wild' etcctoi s apply for ballots to
vo’ p-ovhled that It is intended that
r I lull tl this piovDion or section shall
Contlict with me provisions of the Con
paid In said contract sued upon provided
farther the provisions of this Act shall
not operate to repeal or modify any of ths
provisions of ths negotiable Instrument
act
Sec I Any person firm or’ corpora-
tion violating the provisions of this Act
and the laws of this State relating to the
loaning of money by taking reserving
oharging or receiving any usurious inter-
est on any note bill or other evidence of
debt and who shall transfer the same tc
a bona fide purchaser’ before due shall
be liable to the maker of said note biU
or other evidence of debt for double an
such Interest taken reserved charged ob
received and it shall be competent to
Join In the same action causes of action
for reserving and charging usurious In-
terest with causes of action for taking and
receiving usurious Interest and any num-
ber of such causes of suob action may be
joined by the same action whether grow-
ing out of the same transaction or dif-
ferent transactions wherein such usurious
Interest is taken reserved charged or re-
ceived provided that the purchaser of
any note or evidence of debt with notlcs
or knowledge that tbe same was executed
In violation of the Interest laws of tho
State shall not be deemed an Innocent
purchaser and such contract shall bs
held subject to all the defenses and pen-
alties provided In this Act provided fur-
ther that causes of action for the recov-
ery of penalties created in this Act shall
not be assignable
Sec 4 No suit upon any contrast en-
tered into after the passage and approval
of this Act of 300 00 or less or an action
in replevin or to foreclose any mortgage
or lien feiven as security therefor shall
be maintained in the courts of this State
and no petition or bill of particulars shall
be filed or any process Issued where the
amount of such sum is 330000 or less un-
less at the time of filing such suit there
shall be filed with such bill of particulars
or petition an affidavit setting forth
that the contract sued on was not made
In violation of the interest laws of this
State and that a greater rate of Interest
than ten per cent haa not been charged
reserved or collected upon such contract
or contracts sued upon provided that If
upon the trial of any such suit brought
upon any note bill or other evidence of
indebtedness of 3300 00 or less or in re-
plevin or for the foreclosure of any lien
given to secure the same It shall be
shown by the evidence that the contract
sued upon is usurious and made tn vio-
lation of the Interest laws of this State
said suit shall be dismissed at the cost of
the plaintiff
Sec 5 It shall be the duty of the of-
ficers of all State banks organized and
doing business under and by virtue of tho
law s of tho State to make a sworn quar-
terly report to the Bank Commissioner
setting forth the rate of Interest charged
retained reserved or collected upon the
loans made in excess of the legal rate of
Interest during thd quarter from which
sold report Is made and such other de-
tailed information as the Bank Commis-
sioner may require concerning rates of
interest charged and all such reports as
show the rates of interest exceeding ten
per cent per annum have been charged
shall be published in the annual report of
the Bank Commissioner provided that
when the report of any bank shall dis-
close that such bank Is wilfully loaning
money In violation of the Interest laws of
the State it shall be his duty to Imme-
diately report such violation to the Gov-
ernor who may direct the Bank Commis-
sioner to bring suit through the Attor-
ney General in a court of competent Jur-
isdiction In the county where the bank is
located to cancel the charter of such
bank and the judgment of the court on
the trial of said Issue shall find the de-
fendant bank guilty or not giltltv and If
the judgment is guilty it shall further
provide for the cancellation of the charter
of said bank and the liquidation-of the
assets of said bank as the law now pro-
vides in cases of insolvent banks from
which judgment either party shall have
the right to appeal to the Supreme Court
as In civil cases Upon such appeal being
filed the Supreme Court shall hear and
determine same as an advanced case
stitution of the United StateB and shall
accordingly be adopted and become effec-
tive See 2 It shall be the duty of the Sec-
retary of State to refer said proposed
amendment to the people at a special
election to be held throughout the State
on the first Tuesday in August 1916 and
such special election Is hereby ordered
for such purpose
Sec 8 Said proposed constitutional
amendment shall be referred by the Sec-
retary of State to the people at such spe-
cial election for their approalv or rejec-
tion The Secretary of State shall cause
an attested copy of said proposed amend-
ment so proposed by this Act or Joint
Resolution to be filed with the Chairman
of the State Election Board together
with a certificate of the fact that Raid
amendment was proposed by Act or Joint
Resolution of the Legislature setting
forth such resolution Smd proposition
shall be cauaed to be printed by the
State Election Board as may be provided
by law In said special election to be
held on the first Tuesday in August
1916 the electors qualified at that time
to vote at any election in the State may
vote on said amendment It shall be tbe
duty of the proper officials to cause to be
printed on a separate and independent
bajlot or any ballot on which Constitu-
tional Amendments or other propositions
submitted by the Legislature to the peo-
ple for approval or rejection may be
placed the form of the ballot to be that
as prescribed by law the following bal-
lot title
“Proposition prohibiting property qual-
ification but imposing literacy test for
electors excepting those who served in
army or navy of the United States In war
with Mexico or on either side in wars
with certain Indian Tribes or on either
side In Civil War or In war with Spain
or of any foreign nation or in National
Guard or militia of any States and all
lawful descendants of such persons and
of those that served on the side of the
Colonies In American Revolution and in
War of 1819 and those prevented by phys-
ical disability from complying with such
teat 1
And following said title shall be printed
the words For the Amendment" which
words shall be In a separate paragraph
at ieaat one-fourth of an Inch below such)
title Said words shall have no distin-
gulshlng marks about them
Any elector desiring to vote foh said
amendment shall leave said words in-
tact upon the said ballot without erasing
same and any 'voter desiring to vote
against said amendment shall evidence
hls intention to so vote by erasing or
marking out said words with a pencil
Th0 living of said words upon
said ballot shall be taken as a favorable-
vote for approval and the striking out
of said words shall be taken as an ad-
verse vote or a vote for the rejection of
the same
Seo 4 The votes given upon said
amendment to the Constitution are to be
counted and estimated in the same man-
nr in all respects as 'lnay be otherwisa
provided by law for such purpose and
the result Is to be so ascertained and
returned and declared
Seo 6 It being Immediately necessary
for the preservation of the public peace
health and safety an emergency Is here-
by declared to exist by reason whereof
this Act shall tak eeffect and be in full
force from and after its passage and an
proval v
Approved February 21 1816
4
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